How to Create a Budget and Stick to it.

When it comes to budgeting, you often hear me say, “A budget is you telling your money what you want it to do.” It is a plan for how you will spend your money each month. It can help you track your income and expenses, save money, and reach your financial goals. It is aContinue reading “How to Create a Budget and Stick to it.”

Reimagining Financial Education: Prioritizing Budgeting, Spending, and Saving over Credit

While managing credit and debt is still the dominant teaching, budgeting, saving, and spending is the building block for all financial decisions. Living within your means, defined as being able to pay for your lifestyle using the income you generate, should be the focus of financial literacy.