Overcoming the Human Factor: Tips for Saving for Tomorrow

Kevin Mitnick’s “The Art of Deception” emphasizes how a single human error can compromise even the most sophisticated security system. Economists like Shlomo Benartzi highlight inherent biases in financial decision-making. Strategies to overcome these biases include automating savings, using visual cues, gamifying savings, budgeting, curbing impulse purchases, and eliminating debt.

Balance

Happy Financial Fitness Friday Fam! Just like a balanced meal plan, a balanced budget can help keep you on track toward your goals. Budgeting, like dieting, involves careful consideration of what you need versus what you want. It calls for prioritizing what is important and finding balance. It helps ensure that you’re spending wisely, savingContinue reading “Balance”

Paying off our daughter’s $64,725 college tuition 29 days after graduation, and lessons learned to graduate college DEBT FREE

This is a long one, but… Despite the many hurdles, we paid the last payment on Nalah’s student loan 29 days after graduation.