This is a long one, but… Despite the many hurdles, we paid the last payment on Nalah’s student loan 29 days after graduation.
Tag Archives: Personal Finance
Why a credit card is a poor emergency fund.
Using credit cards as emergency funds is not a reliable option since it can lead to a false sense of security and neglect saving for emergencies. Building and maintaining a dedicated emergency fund in cash is crucial for financial stability during tough times. Here are five tips to start building your emergency fund: set a goal, create a budget, automate savings, start small, and avoid temptation.
How to Create a Budget and Stick to it.
When it comes to budgeting, you often hear me say, “A budget is you telling your money what you want it to do.” It is a plan for how you will spend your money each month. It can help you track your income and expenses, save money, and reach your financial goals. It is aContinue reading “How to Create a Budget and Stick to it.”
