Balance

Happy Financial Fitness Friday Fam! Just like a balanced meal plan, a balanced budget can help keep you on track toward your goals. Budgeting, like dieting, involves careful consideration of what you need versus what you want. It calls for prioritizing what is important and finding balance. It helps ensure that you’re spending wisely, savingContinue reading “Balance”

Paying off our daughter’s $64,725 college tuition 29 days after graduation, and lessons learned to graduate college DEBT FREE

This is a long one, but… Despite the many hurdles, we paid the last payment on Nalah’s student loan 29 days after graduation.

Why a credit card is a poor emergency fund.

Using credit cards as emergency funds is not a reliable option since it can lead to a false sense of security and neglect saving for emergencies. Building and maintaining a dedicated emergency fund in cash is crucial for financial stability during tough times. Here are five tips to start building your emergency fund: set a goal, create a budget, automate savings, start small, and avoid temptation.