Budgeting: A pathway to prosperity

During the 2008 financial crisis, I focused my energy budgeting. I focused on getting to know what it took to run my house, save for the future, and live for the day. I took a look at my finances and discovered that I was spending money on things that I really didn’t need. Once I cut them out, I actually found more money. In essence, during the 2008 crisis, I got a raise!

Don’t consolidate your debt, eradicate it!

My opinion may be a bit bias and jaded when it comes to debt,  but my opinion and experience is why I can tell you that debt consolidation is a bad idea. It will not work! Not if your goal is to get and stay out of debt. Early on, the debt consolidation that IContinue reading “Don’t consolidate your debt, eradicate it!”