Corey’s Money Tip #2: Learn how to cook!

Written by Corey L. Stokes

We all know that fast food is not the healthiest option, however I learned the hard way that it is a killer on your wallet.  That’s why my First money tip is to pack your own lunch.  As the new work week starts, now is the best time to plan your meals for the week a head.

Before I could master this task however, the first thing that I had to learn is how to cook.  Although I am still not a master chief, I learned that as long “as you can read you can cook” (thanks babe).  Once I understood the 123’s of putting together a meal, the amount of money I spent going out to eat tremendously decreased. However I had to learn to enjoy the cooking process.  it wasn’t until I found Jeff Mauro “The Sandwich King” that I actually started to enjoy cooking.  Now Being in the kitchen doesn’t scare me as much!


Learning how to cook is not only a great health tip It is also a great way to add money to your grocery bill.

What I found most difficult was not buying the blueberry muffin mix and other prepackaged pastries.  Wait, What?  Yes that’s right.  I’d spend probably $10 -$15 per week buying convenience items until my wife actively stopped me. She helped me to realize that first, we already had most of the items to make my “yummy goodness” right at home. Okay, so I may need to buy the blueberries but that was it. Bottom line? I could use that money to get some flour, eggs, and fresh blueberries (if needed) and be able to make it myself and in about the same amount of time. Better yet, I’d still have some money in my pocket, and who doesn’t want that!

Notes

eMeals – Need help finding savings in your grocery budget, let the professionals at eMeals help!

Books:

Dave Ramsey: Total Money make Over 

How to cook

 

 

Question:  What are some of the ways you have saved money on food?

I’d love to read your answers.  Follow me on Twitter and/or Facebook to comment on this question.

10 Things You will Never Do Again

When I think about my life and the direction it is going, I often refer to my mentors in order to stay on track.   This week As I read through some of the articles on Success.com, One article in particular stood out.  10 things successful people never do!  I know many times through out my day I am guilty of a few of these if not all of them.  If you have not read the book, it is definitely one that I suggest you read.
Never Go Back

1. Return to what hasn’t worked. Whether a job, or a broken relationship that was ended for a good reason, we should never go back to the same thing, expecting different results, without something being different.

2. Do anything that requires them to be someone they are not. In everything we do, we have to ask ourselves, “Why am I doing this? Am I suited for it? Does it fit me? Is it sustainable?” If the answer is no to any of these questions, you better have a very good reason to proceed.

3. Try to change another person. When you realize that you cannot force someone into doing something, you give him or her freedom and allow them to experience the consequences. In doing so, you find your own freedom as well.

4. Believe they can please everyone. Once you get that it truly is impossible to please everyone, you begin to live purposefully, trying to please the right people.

5. Choose short-term comfort over long-term benefit. Once successful people know they want something that requires a painful, time-limited step, they do not mind the painful step because it gets them to a long-term benefit. Living out this principle is one of the most fundamental differences between successful and unsuccessful people, both personally and professionally.

6. Trust someone or something that appears flawless. It’s natural for us to be drawn to things and people that appear “incredible.” We love excellence and should always be looking for it. We should pursue people who are great at what they do, employees who are high performers, dates who are exceptional people, friends who have stellar character, and companies that excel. But when someone or something looks too good to be true, he, she, or it is. The world is imperfect. Period. No one and no thing is without flaw, and if they appear that way, hit pause.

7. Take their eyes off the big picture. We function better emotionally and perform better in our lives when we can see the big picture. For successful people, no one event is ever the whole story. Winners remember that – each and every day.

8. Neglect to do due diligence. No matter how good something looks on the outside, it is only by taking a deeper, diligent, and honest look that we will find out what we truly need to know: the reality that we owe ourselves.

9. Fail to ask why they are where they find themselves. One of the biggest differences between successful people and others is that in love and in life, in relationships and in business, successful people always ask themselves, what part am I playing in this situation? Said another way, they do not see themselves only as victims, even when they are.

10. Forget that their inner life determines their outer success. The good life sometimes has little to do with outside circumstances. We are happy and fulfilled mostly by who we are on the inside. Research validates that. And our internal lives largely contribute to producing many of our external circumstances 

Take a look at your daily routines.  Are you doing something that is a hindrance to your own success?  Mistakes are going to happen, but remember every setback is merely a set up  for you to succeed later. The Trick is to recognize those mistakes early and make every effort not to repeat them.

Question: Have you noticed habits that you know you need to change? if so, what are you doing to change them?

Resources : Never Go Back – Dr. Henry Cloud

Corey’s Money tip #1

Often I talk to people who tell me they have too much month left at the end of their money. They cannot see how they can begin to save their $1000 beginner emergency fund. In the same breath however, they will tell me they went out to eat and had a great lunch at one of the local restaurants.


Classic Meal Plans from eMeals

This used to be me! When I started to move toward a cash only system, the first thing I changed was the amount of money I was spending on meal. In a matter of a month I was able to save $200!
$10 a day for lunch X 5 days X 4 weeks = $200. Brown bagging it allowed me to come up with my $1000 baby emergency fund in a short amount of time without much hassle.
Another added benefit to brown bagging it; As my bank account started to get bigger, so did my pants. Soon my pants were too big for me.

Try it for your self! Pack your lunch for a few months and put that money into an emergency fund. PB&J will never taste the same again!

Take the time to make your own lunch
Photo by Corey L. Stokes