You can get out of credit card debt if…

Does it really matter who you listen to when it comes to getting control of you pocketbook?  If you ask any of the financial experts they each will tell you that their way is the best way.   But truly, you can get out of credit card debt if you create a plan and stick to it.  Your financial life will be better off than if you did nothing at all.

 

Click here to find out how to make money in your sleep

Action plan

  • List all of your credit card debts from largest to smallest
  • total up your total minimum payments
  • calculate 20% of your total payment
  • Then snowball all of your credit cards

Take a look at my “create your own financial education plan.”  while it doesn’t matter who you listen to, It doesn’t help to know the different perspectives!

 

You are the sum of the people you hang with -Joel Osteen

“If you don’t get rid of the wrong people in your life, you will never meet the right people”. – Joel Osteen –

http://app.stitcher.com/splayer/f/10006/37301459

Everyone from Joel Osteen to Steve Harvey has said publicly, that you are the sum of the people who you associate with.  Steve Harvey goes on to say that if you are the smartest person in your crew, you should consider associating with a new crew.  If you have ever wondered why you are not moving in the direction that you want to go.  take a look at your closest 5 friends.  Are they inspiring or challenging you to do better?  Or are they constantly, putting you down, demotivating you and holding you back.  As Joel Osteen says, “you can’t fly with eagles if you are hanging with the chickens.”

Books

I declare – by Joel Osteen
I Declare

Get your copy from  the STORE today!

 

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By Corey L. Stokes Buy From Amazon Today!

My thoughts: The Power of Habit: Why we do what we do in life and business by Charles Duhigg

written by Corey L. Stokes

This is the second time that I’ve read this book.  The truth of the matter is, I hadn’t remembered that I read it the first time.  But, two chapters in It dawned on me, 2 years ago I borrowed it from the library.  “The Power of Habit” by Charles Duhigg, although I didn’t quite remembered how I felt about it, I remember that the author made some interesting observations. So I continued to read it, for the second time.

The Power of Habit by Charles Duhigg

Mr. Duhigg, in this book, has answered the question why we do things they way we do them.  The simple answer is, habit.   Some habits  work for us and help us to succeed. While  other habits put us on a path that we really don’t want to be on.  Habit is why, when  you wake up in the morning, the first thing you do is brush your teeth? Or when you sit down for a movie, you feel the sudden craving for popcorn.    Your action triggers a cue, that sets your brain on a path where it has to carry out a specific function.  M.r. Duhigg called it the Habit loop.  In explaining how habits work, why they are formed and how we can change them, Duhigg, tells the stories of how people, once they have recognized their own habit cues, created new responses to foster a life of success and happiness.

Even though, It took me two times to read this book.  It is a book that I wold recommend that anyone read.  Especially if you know you have some bad habits you want to changes.  This books does not give you specifics on what to do to create habits, but it does teach you how t recognize you triggers so you can intercede and create new responses.

After my reading,  I added a change to my morning routine.  To try to change a habit.  I’d wanted to start exercising more,  but when I got up in the morning, I would get out of bed,  shower, shave brush my teeth, and get dressed.  The next thing I knew, it was I was dressed for work. The change that I added was to set my workout clothes on top of my work clothes.  Now when I wake up I get out of bed,  to see my workout clothes,  So I put those on, brush my teeth, and go for a run or go to the gym.  Eventually It got to the point that I don’t even think about it anymore,  My first thought in the morning is to grab my workout clothes and check to see how many miles I’m running that day. Proving the authors point that if you can recognize your triggers, you can change your responses.

Even though, this book doesn’t tell you how to create or change a habit.  It does answer the question of why  and how habits have power over us.  It also gives stories on how to use your habits to your advantage.  By changing one thing in your routine, it will shake things up enough in your old habits, in order for you to create new responses to old cues.

If you have ever wanted to stop doing something that you habitually do, this book will put you on the right track.

Resources

  • Charles Duhigg website –  http://charlesduhigg.com
  • More about Charles – Charles Duhigg is a Pulitzer prize-winning reporter at the New York Times and author of The Power of Habit: Why We Do What We Do in Life and Business, which has sold over 2 million copies worldwide and spent over 90 weeks on New York Times’ best seller lists.
  • To purchase this book visit the “Store” section of this blog
  • The Power of Habit : Why we do what we do in life and business