Personal Finance – Page 7

Protect Your Financial Future from Yourself

7 ways that we sabotage our financial future.

Budgeting: A pathway to prosperity

During the 2008 financial crisis, I focused my energy budgeting. I focused on getting to know what it took to run my house, save for the future, and live for the day. I took a look at my finances and discovered that I was spending money on things that I really didn’t need. Once I cut them out, I actually found more money. In essence, during the 2008 crisis, I got a raise!

Why you need a $1,000 Starter E-Fund

So, why do you need this $1,000 starter emergency fund? Because life happens and I can truly say that most household emergencies in my home were, and still are, less than $1,000. I believe that the worst time to accumulate more debt is when you are going through a hard time.