Overcoming the Human Factor: Tips for Saving for Tomorrow

Kevin Mitnick’s “The Art of Deception” emphasizes how a single human error can compromise even the most sophisticated security system. Economists like Shlomo Benartzi highlight inherent biases in financial decision-making. Strategies to overcome these biases include automating savings, using visual cues, gamifying savings, budgeting, curbing impulse purchases, and eliminating debt.

Paying off our daughter’s $64,725 college tuition 29 days after graduation, and lessons learned to graduate college DEBT FREE

This is a long one, but… Despite the many hurdles, we paid the last payment on Nalah’s student loan 29 days after graduation.