As you begin your holiday shopping, take a step back and do some planning. Put the credit card away, and No don’t go get a second mortgage to get little Johnny the Avengers Power wheels. You still have a few more weeks to get some Saving in before you spend. That’s right you can spend cash for the holidays! After all Christmas comes every year on the 25 of December. With just a bit of planning there will be no Visa or MasterCard bill under the tree for you this year?
CNN money has some excellent tips for tightening your holiday spending Some of which fit right in line with living a debt free life.
