While talking to a banking representative the question was asked; How long does information stay on your credit report? The answer that was given was. “7 years from the date that it went delinquent”. NO, NO, NO, NO, that is not correct!
Items stay on your credit report 7-10 years after that last activity. If your creditor is still updating information on your account then it is still active on your credit report. Here is an article to give you some more information.
http://blog.equifax.com/credit/faq-how-long-does-information-stay-on-my-credit-report/
Corey Stokes 